Family Takaful

We thrive on prudence, transparency, partnership, friendliness and moderate Islamic approach that cater for both Muslim and non-Muslim customers, individuals or organisations.

Mortgage Reducing Term Takaful (MRTT)

MRTT is merely a Takaful policy taken to cover the outstanding balance of your housing loan in case something occurs that renders you unable to continue paying the monthly installment and provides protection to the Participant's party's next of kin ensuring that the outstanding mortgage will be settled should there be an untimely death or total permanent disablement of the Participant. The sum covered of the Policy will match the loan of the mortgage.

Hire Purchase Reducing Term Takaful (HPRTT)

HPRTT works similar to MRTT. This is a Takaful policy taken to cover the outstanding balance of your hire purchase loan in case something occurs that renders you unable to continue paying the monthly installment and provides protection to the Participant's party's next of kin ensuring that the outstanding loan will be settled should there be an untimely death or total permanent disablement of the Participant.

Group Term Takaful (GTT)

GTT covers several persons under one policy, called a master policy. The individuals covered under this policy are not parties to the contract. Usually, groups covered under this policy are employer-employee groups whereby the employer is the policyowner and the employees are the Persons Covered.

Takaful Hikmah

Takaful Hikmah is a savings scheme specially designed for Cooperatives, associations and clubs around Malaysia. With a minimum contribution of RM10, members of cooperatives, associations and clubs can save, invest and protect themselves and their family members as well. Members and their family members will receive profit sharing returns upon completion of the plan.

CIMB Islamic Market Select

CIMB Islamic Market Select (Market Select) is a capital protected* closed end single contribution investment linked plan with Takaful coverage. Market Select is available in two (2) investment horizons which are three (3) years and five (5) years to suit your needs. The funds are invested in the Islamic Negotiable Instrument of Deposit (NID-i) issued by CIMB Islamic. The NID-i offers privileged opportunity to diversify your investments in markets across the world and capitalize on the best** performing market. The 5-year Market Select provides potential annual returns payout. Both 3-year Market Select and 5-year Market Select commenced on 10 October 2008 with participation rate of 51.28% and 92.78% respectively.

* Subject to default risk by CIMB Islamic.
**Best performing strategy refers to dynamic allocation mechanism to focus on best performing markets. The economies/markets refer to three (3) market classifications of Developed Markets, Asian Emerging Markets and Next emerging Markets.

Takaful Global Giants (TGG)

TGG is a 5-year capital protection closed end single contribution investment linked plan with Takaful Coverage. The fund is invested in the Islamic Structured Product issued by CIMB Islamic. The Islamic Structured Product provides the opportunity to earn returns from the average performance of the Islamic Global Giants Index which is an equally weighted basket of twenty (20) leading global blue chips such as Procter & Gamble, Nestle and Johnson & Johnson. The fund commenced on 24 July 2007 with the participation rate of 155.44% for year 2, 147.33% for year 3, 141.05% for year 4 and 136.01% for year 5.

MyKid Takaful Edu Plan

MyKid Takaful Edu Plan is an education investment-linked plan that gives takaful protection and the potential for higher investment returns which can be used to pay for your child's education. This plan offers flexibility in managing your investment based on your and your child's changing needs as well as provides your child with protection against death as well as total and permanent disability all in one plan. This plan comes with a compulsory contribution waiver rider.

Takaful Child Protector

Takaful Child Protector provides Juvenile Critical Illness, Total & Permanent Disability, Daily Hospital Income, Triple Daily Hospital Income for ICE & Continuation Benefits. This product is exclusively for CIMB Bank customers and available only through telemarketing. This is a Conditional Guaranteed Renewabiliy Plan that offers coverage until the Participant attains the age 23.

Wealth Protector Perdana

A Takaful protection plan that protects your family in the event of an untoward occurrence. It provides adequate funds to your family based on the mutual assistance concept where participants collectively agree to give assistance within the community, in the event of death or total and permanent disability. You can be rest assured that your family can get by should any unfortunate event befallen upon you. What’s more, you will enjoy cash values on top of trusted protection.
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3-in-1 Education Plan

Investing in a child education is made easier with a comprehensive 3-in-1 education plan that offers high growth potential and protection through unit trust investment. In the event of death or total and permanent disability, you can be sure of your investment being protected and enabling your loved one will receive the best education available. The plan is available in both conventional and Shariah compliant versions.